7648 Bent Tree Loop, ST CLOUD, FL

$367,900

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4

Beds

2

Baths

1,820

Square feet

0.14

Acres

About 7648 Bent Tree Loop

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7648 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $367,900, this move-in-ready Adams Home features water and conservation views. This 4-bedroom, 2-bath 1820C plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $367,900 WATER AND CONSERVATION VIEWS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Open House

Wed, Oct 14th, 2026 @ 10am - 5pm
Sat, Oct 17th, 2026 @ 10am - 5pm
Sun, Oct 25th, 2026 @ 12pm - 5pm

Features of 7648 Bent Tree Loop

MLS® # O6416153
Price $367,900
Bedrooms 4
Bathrooms 2.00
Full Baths 2
Square Footage 1,820
Acres 0.14
Year Built 2026
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 7648 Bent Tree Loop
Area St Cloud (Magnolia Square)
Subdivision HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
City ST CLOUD
County Osceola
State FL
Zip Code 34771

Amenities

# of Garages 2
Is Waterfront No
Has Pool No

Interior

Interior Features Ceiling Fan(s)
Appliances Dishwasher, Microwave, Range
Heating Electric
Cooling Central Air
Fireplace No

Exterior

Exterior Features Balcony, Garden
Roof Shingle
Foundation Concrete Perimeter

School Information

Elementary Harmony Community School (K-5)
Middle Harmony Middle
High Harmony High

Additional Information

Date Listed June 14th, 2026
Days on Market 110
Zoning X
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeADAMS HOMES REALTY, INC

Listing Map

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